Webinars
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Webinars
Umbrella Analysis MN#1033972
Tuesday October 6th, 9:00 AM - 1:00 PM
Umbrellas are an important coverage that is under sold for it is under explained to people. An umbrella not only protects assets of the insured but in many cases it also provides protection for family members and friends who get in the insured’s vehicle. Because of the high incident of Minnesota drivers who do not have auto insurance, extending the liability coverage to Uninsured and Underinsured claims make a lot of sense. This course will shed light on the process that civil law cases follow. Make offering Umbrella coverage a part of your application process, but understand what you are offering. This online webinar is approved for 4 CE credits.
Webinars
Homeowners Insurance, What is Changing MN#1036742
Tuesday October 13th, 9:00 AM - 1:00 PM
Underwriting, claims, and premiums are all impacting insurance consumers these days. We will review data and analogies that agents can use to explain what is happening right now in homeowner insurance.
This class is approved for 4 CE credits in MN.
Webinars
Homeowner Policy Perils MN#1036583
Tuesday November 3rd, 9:00 AM - 1:00 PM
From an underwriting standpoint there are big changes regarding perils. A peril is that which causes a loss on a homeowner policy. But some perils are covered and some are not. In a single occurrence (as defined in a policy insuring agreement) you can have both excluded perils and covered perils. What factors are used to decide coverage? For a peril to be covered at all the damage must be sudden and unforeseen. This course will delve into the information an adjuster uses to determine whether a claim check will be sent or not. Get the information you need to advise your clients. This online course is approved for 4 CE credits in MN.
Webinars
Homeowner Insurance Interesting Tidbits MN#1035870
Tuesday November 17th, 9:00 AM - 1:00 PM
A new offering.
This course takes a close look at some of the nuances in the policy language itself. There is not time to review all of them, so we selected the ones we feel are the most interesting.
● The policy can pay for damage to property of a guest even though they are not a party to the contract
● A landlord can use a HO4 to supplement the damage deposit they have collected from the tenant
● A dwelling limit increases every month
● A condo owner can collect under the med pay coverage an association has in certain situations
These and many more are little bits of information inside a homeowner policy. They are just plain interesting things to know and think about. This online course is approved for 4 CE credits in MN.