Homeowner Policy Perils MN#1036583

Tuesday November 3rd, 9:00 AM - 1:00 PM

From an underwriting standpoint there are big changes regarding perils. A peril is that which causes a loss on a homeowner policy. But some perils are covered and some are not. In a single occurrence (as defined in a policy insuring agreement) you can have both excluded perils and covered perils. What factors are used to decide coverage? For a peril to be covered at all the damage must be sudden and unforeseen. This course will delve into the information an adjuster uses to determine whether a claim check will be sent or not. Get the information you need to advise your clients. This online course is approved for 4 CE credits in MN.

END OF LIFE DOCUMENTS PREPARATION HOW TO MN#1041391

Thursday November 5th, 8:00 AM - 12:00 PM

This CE course is an in person class and not online.

The time to organize a person’s legal documents is when they are still alive. Once the person is deceased the loved ones are left with finalizing the affairs of the estate, which starts with finding out where every document and password is. Often people have not taken the time or made the effort to create a “Treasure Map” for surviving family members, which lets them know:
● Where documents are located
● Account numbers
● Passwords
● Who has been working with the deceased person on legal matters
This course is designed to empower agents to assist their clients in how to get started. Everybody knows these matters are important, but most do not know how to begin.
This in person CE course is approved for 4 credits in MN.

The location of this in person class is:
7760 France Ave. 2nd Floor Conference Room
Bloomington, MN 55435

Homeowner Insurance Interesting Tidbits MN#1035870

Tuesday November 17th, 9:00 AM - 1:00 PM

A new offering.
This course takes a close look at some of the nuances in the policy language itself. There is not time to review all of them, so we selected the ones we feel are the most interesting.
● The policy can pay for damage to property of a guest even though they are not a party to the contract
● A landlord can use a HO4 to supplement the damage deposit they have collected from the tenant
● A dwelling limit increases every month
● A condo owner can collect under the med pay coverage an association has in certain situations
These and many more are little bits of information inside a homeowner policy. They are just plain interesting things to know and think about. This online course is approved for 4 CE credits in MN.