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Webinars
Homeowner Policy Perils MN#1036583
Tuesday November 3rd, 9:00 AM - 1:00 PM
From an underwriting standpoint there are big changes regarding perils. A peril is that which causes a loss on a homeowner policy. But some perils are covered and some are not. In a single occurrence (as defined in a policy insuring agreement) you can have both excluded perils and covered perils. What factors are used to decide coverage? For a peril to be covered at all the damage must be sudden and unforeseen. This course will delve into the information an adjuster uses to determine whether a claim check will be sent or not. Get the information you need to advise your clients. This online course is approved for 4 CE credits in MN.
Webinars
Homeowner Insurance Interesting Tidbits MN#1035870
Tuesday November 17th, 9:00 AM - 1:00 PM
A new offering.
This course takes a close look at some of the nuances in the policy language itself. There is not time to review all of them, so we selected the ones we feel are the most interesting.
● The policy can pay for damage to property of a guest even though they are not a party to the contract
● A landlord can use a HO4 to supplement the damage deposit they have collected from the tenant
● A dwelling limit increases every month
● A condo owner can collect under the med pay coverage an association has in certain situations
These and many more are little bits of information inside a homeowner policy. They are just plain interesting things to know and think about. This online course is approved for 4 CE credits in MN.
Webinars
Ethics and Liability Coverage MN#1037662
Tuesday December 1st, 9:00 AM - 1:00 PM
The debate regarding how much liability coverage a person should own, has two sides to it. Most folks factor in the preservation and protection of their assets if they should have to deal with a lawsuit. But another factor is the obligation to the plaintiff or victim of the negligent act of the insured. Liability coverage tends to be much less expensive than property coverage because the frequency of losses are much lower.
This course is loaded with analogies agents can use to educate their clients about liability limits, including liability umbrellas. This online class is approved for 4 CE credits in MN.